Banks and Financial Institutions

Our banking and financial institutions practice provides comprehensive legal support to banks, financial companies, investors, and businesses on matters related to financing, regulatory requirements, and financial transactions. Our team provides legal support in dealings with financial institutions, transaction structuring, asset protection, and the resolution of financial disputes.

Scope of Issues We Handle

• licensing and interaction with the NBU
• financial monitoring and compliance
• regulatory inspections
• agreements with clients and partners
• debt recovery
• disputes with clients and counterparties
• sanctions and restrictions

Key Services

• Regulatory matters and licensing
• Financial monitoring and compliance
• Contracts and operational activities
• Debt recovery
• Litigation and regulatory disputes

Legal Support for the Banking and Financial Sector – Expertise Proven by Experience

The financial sector is one of the most highly regulated and, at the same time, high-risk areas of business, where any mistake may lead to significant financial losses or sanctions imposed by the regulator. Therefore, a lawyer specializing in banking and financial institutions acts as a key partner for banks, microfinance organizations, payment service providers, and other financial companies. Comprehensive legal support not only ensures compliance with legal requirements but also enables the effective structuring of internal processes, taking into account prudential supervision and ongoing regulatory changes. Particular attention is paid to issues of solvency, business reputation, and financial stability of an institution, as these factors determine the trust of clients and partners. A systematic approach to legal support helps minimize risks, avoid penalties, and ensure sustainable business development even under increased state supervision.

Comprehensive Solutions for Banks, MFIs, and Payment Systems

A financial lawyer provides full legal support for the activities of financial institutions — from company incorporation to day-to-day operational support.

Key areas of work:

• legal analysis of the business model
• assessment of regulatory risks
• support in interaction with the NBU
• ensuring compliance with legal requirements
• support on solvency-related matters.

Registration of Financial Institutions and Turnkey NBU Licensing

A banking lawyer supports the establishment of financial companies and obtaining all necessary authorizations, including confirmation of the “impeccable business reputation” criterion.

Within the scope of services:

• preparation of incorporation documents
• preparation of document packages for the NBU
• support of licensing procedures
• communication with the regulator.

Legal Support of Credit Operations, Leasing, and Factoring

Legal services for financial companies include structuring financial products and ensuring their legal validity, including compliance with financial monitoring requirements.

Services include:

• drafting credit documentation
• support of leasing and factoring transactions
• analysis of collateral and security
• minimization of legal risks.

Representation in Disputes with Regulators and Challenging Fines

A banking disputes lawyer protects clients’ interests in relations with regulators, including challenges to decisions adopted on the basis of NBU resolutions.

Scope of work:

• preparation of legal positions
• support during inspections
• administrative and judicial appeals
• representation in courts.

Development and Audit of Financial Monitoring Systems (AML/KYC)

Non-bank financial institutions (NBFIs) are required to implement effective financial monitoring procedures in compliance with legal requirements.

A lawyer provides:

• development of AML/KYC policies
• audit of existing procedures
• staff training
• support during inspections by supervisory authorities.

Structuring Internal Processes and Development of Banking Products

Legal support includes optimization of internal business processes and development of new financial products, including the use of instruments such as mortgage clauses.

Within the scope of services:

• analysis of business processes
• development of internal policies
• legal structuring of products
• support in launching new services.

Currency Compliance and Legal Support of Cross-Border Transactions

International activities of financial institutions require particular attention to currency regulation and compliance. Proper legal support helps avoid violations of currency legislation and ensures smooth cooperation with foreign counterparties.

Key aspects:

• analysis of currency transactions
• support of foreign economic contracts
• advice on currency restrictions
• interaction with banks and regulators.

Why Leading Financial Market Players Choose “Shkrebets & Partners”?

The financial sector requires deep expertise and practical understanding of the regulatory environment.

Advantages of cooperation:

• experience working with banks and financial institutions
• comprehensive approach to problem-solving
• in-depth understanding of NBU requirements
• effective protection of clients’ interests
• focus on results rather than process.

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Relevant Practices

• Tax law, customs law, and administrative disputes
• Commercial disputes
• Compliance and risk management
• Criminal proceedings